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My kids can have whatever they ask for………….one thing i can say about them is…they aren’t greedy but very reasonable young people…….and i luv em to bits :D

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less than 3 now !!!!

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pml………sarah you really aren’t the full quid!! xx

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Hi LuLu

enjoy the boards

tinks xx

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@Dibb’s wrote:

@forumhostpb wrote:

So now we have the ”small print” details of Alistair Darling’s big tax give-away ….. is it perhaps a concealed ‘take-away’??? Are you all really better off?

The proposed reduction in VAT won’t affect many of the essential intems that JustChat members pay each week (or month). Food; children’s clothing; rent & mortgage payments; these items do not carry VAT at all so no change there.

So you are going to buy an iPod for Christmas. Average high street retail prices are around £179 and IF the retailer reduces the VAT element this will now cost you £175.15 – a massive saving of £3.85. Of course IF you went onto the internet to buy, you’d probably save this and more anyway.

Petrol??? OK so VAT comes down by 2 1/2% BUT fuel Tax goes UP by an equivalent amount – so no real change there. Oh and BTW, just in case you wondered, the reduction in VAT is only temporary BUT the increase in fuel Tax is permanent. So guess what’ll happen to petrol prices in 2011???

Whilst we are on VAT – the latest little bombshell. When the ‘temporary’ reduction on VAT is over it won’t be going back to 17 1/2% oh no. We’ll be asked to pay 18 1/2% in 2012. Nice one Darling!!!

“Let’s tax the ‘rich’ to make them pay more” they all scream …. OK but in reality there aren’t THAT many so-called ‘rich’ and the new higher rate of tax on the ‘rich’ will only produce around £670 million and even then, not until 2010-2012. Good sound bite but in reality it will achieve practically nothing – especially if you take out the additional cost of collecting it.

So did you spot the sneaky little hidden bit, buried deep in the detail of the statement, where your NI goes up??? From spring 2011 you will ALL be paying more in NI than before. Oh dear what a pity.

Also, did you notice another sneaky one??? Personal allowances (the amount that you can earn before you have to pay income tax) will remain ”frozen” at today’s levels. This means that an additional 100,000 people will be paying higher rate tax at 40% – you know the ones, ‘fat cats’ like doctors, nurses, teachers and so on. Shame about that eh?

So are you really better off financially as a result of Alistair Darling’s ‘give-away’ or is it in reality a disguised ‘take-away’???

What do you think???

I Think…..

SUPPORT YOUR COUNTRY!

There are some plus points (although they are hard to see)

In the current climate you can great some great discounts

I’ve just got a 33% discount on a new vehicle, There was 27% on the table as I walked into the dealership and I got another 6% after an hour or two’s haggling (I love a haggle)

If you purchase a new Mazda from EMG Mazda their advertising buy one get one free? Imagine that a BOGOF on a car :lol:

Everything is cheap at the moment with pre-Xmas sales in most of the big high st stores, Of course all designed to make us part with our hard earnt dough and after all these tax hikes (said quietly) surely ”everyone” is aware that the only way out of any financial trough is up the slippery sides, I.e. Long and costly exercise.

No one really expects the government to give anything away do they?

right, it’s settled then………..I’m going shopping :D

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@wilma wrote:

My IP address has been rejected by Forum 3.

I tentatively tested out Forum 1 & 2 :shock:

My IP address appears to be acceptable in Forum 1 & 2 but not in 3!!

Any suggestions anyone?

Hi Wilma

same happened to me the other day…….I thought I’d lost my internet connection but I hadn’t……….couldn’t go back in so I went to 1 and 2…..jeez…big mistake!!! :shock:

I reckon its someone playin silly buggers :roll:

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Happy Birthday NCb xxx

hope you have a luverleee day

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Congratulations Stephi…………..he’s gorgeous
:D

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now they made me really laff =D>

xxx

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@Dibb’s wrote:

OK now you can panic!

The LGA, which represents councils in England and Wales, says it has identified more than 20 councils which are believed to have deposits in the collapsed Icelandic bank Landbanksi or its UK arm Heritable.

They include Kent County Council, which has £50m invested with Iceland-based banks.

The LGA is still trying to work out the total sums involved but believes that, Kent aside, many of the councils had investments in the “single figure millions of pounds” but others had deposits “running into the low tens of millions”.

ICELANDIC INVESTMENTS
Kent County Council, £50m
Westminster City Council, £17m
Hertfordshire County Council, £17m
Havering Council, £12.5m
Buckinghamshire County Council, £5m

The LGA’s deputy chief executive John Ransford disputed the Conservative claims of the amount of money at risk.

But he said that “significant” amounts of public money were at stake which must be protected.

“This is public money and we need to treat this in exactly the same way as individual investments in these banks,” he told the BBC.

Westminster City Council has revealed it had deposits totalling £17m while Sutton and Havering Councils in London have investments worth £5.5m and £12.5m respectively.

North Lincolnshire Council has £2m deposited with Landsbanki and £3.5m in Heritable. North East Lincolnshire Council said it had £2.5m on deposit with Landsbanki.

Hertfordshire County Council has £17m invested, while Buckinghamshire has £5m, as has Cornwall County Council.

Boris Johnson, the Mayor of London, has also revealed that Transport for London had £40m deposited in one of the affected banks.

(£40 Million of our money from driving fines and congestion charging)

“We are looking to see what redress we can find,” he said.

‘Massive shock’

The Conservatives have warned that town halls could face a “massive financial shock” and be forced into council tax hikes or cuts in local services.

“They are not going to find it easy in the short term,” Eric Pickles, the party’s shadow communities secretary, said.

He added: “We need to look at the number of authorities that will be facing a cash-flow problem – some have their payroll on this, for others it’s in terms of long-term investment.”

:shock:

ooooeck

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