A fundamental necessity in life is a home. Currently, very few people can afford to by outright a house to create a home, some can try to gain a mortgage, but not without becoming trapped into a working lifetime of perpetual debt.
Of course, fleecing the workforce harder and harder to maintain a cockeyed system where some people in this country are making huge amounts of money, directly from the public purse. The huge amount of land that has been kidnapped from the people by those who cannot now even justify their right of office.