anabananna69…. I’m not an expert – but a look on the net or in the financial press will show that a lot of houses on sale are having prices reduced and the general belief seems to be that house prices will fall – possibly by quite a large amount.
What are the two worst-case scenarios?
1 – You don’t buy now and house prices continue to rise beyond your reach.
2 – You buy now and house prices go down, meaning you could have got a much cheaper place if you’d waited.
I think only you can decide after doing some research – what you feel in your bones about where prices are heading. Certainly, if you do want to buy now – make a low first offer, at least 10% below asking price!