I live by the philosphy that,,” yer a long time deid” so i have NO savings.. I live beyond my means in marks n spencer. i openly mock debt.. i wont be in it ,despite the royal bank always offering me loans and overdrafts.
so any money i get,, i spend. iM not A PAUPER.. far from it.. but i eat out a lot and eat the best. i overspend on my kids and grandson. when i pop off this mortal coil i have feck all.. but lassie how we laughed :)