Ahhhh….the Italians….

An Italian walks into a bank in New York City and asks for the loan officer.
He tells the loan officer that he is going to Italy on business for two weeks
and needs to borrow $5,000. The bank officer tells him that the bank will need
some form of security for the loan, so the Italian hands over the keys to a new
Ferrari. The car is parked on the street in front of the bank.

The Italian produces the title and everything checks out. The loan officer
agrees to accept the car as collateral for the loan. The bank’s president and
its officers all enjoy a good laugh at the Italian for using a $250,000 Ferrari
as collateral against a $5,000 loan An employee of the bank then drives the
Ferrari into the bank’s underground garage and parks it there.

Two weeks later, the Italian returns, repays the $5,000 and the interest,
which comes to $15.41. The loan officer says, “Sir, we are very happy to have
had your business, and this transaction has worked out very nicely, but we are a
little puzzled. While you were away, we checked you out and found that you are a
multi- millionaire. What puzzles us is, why would you bother to borrow $5,000?”

The Italian replies: “Where else in New York City can I park my car for two
weeks for only $15.41 and expect it to be there when I return?”

Ah, The Italians!